The crypto community has already reacted to the latest attempt from CZ et al to dominate the industry by hovering up as many customers as it can. Offering fixed interest rates is not so commonplace in the financial industry and could cause problems down the road, especially when one of the proposed interest payment options is in Tether (USDT).
Research director Larry Cermak tweeted exactly that, stating that offering guaranteed rates of return is never a good idea. There were further comparisons of the proposed platform to the Bitconnect lending scam which folded in January 2018. Some of the responses to the announcement were quite vociferous.